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Individual Health Insurance

Areté Parters is a licensed health insurance agency and is a leading online source for Individual Health Insurance, Family Health Insurance, Self Employed Health Insurance, Short-term Health Plans and Health Savings Accounts (HSA) for individuals and the self employed.  We will help you find, compare and buy the plan the is right for you.

After providing your zip code and some basic information, you'll receive free quotes, you can compare plans side by side, and apply for coverage all online. If you have a question or need personal assistance, you can contact one of our licensed agents for the answers and unbiased advice you need to make the most of your insurance dollars.


Pricing guarantee
Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from Areté, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through Areté and rest assured that you're getting the personalized service you demand at best available price.

GET HEALTH QUOTES
1. Get Quotes
2. Compare plans side by side
3. Get personalized assistance
4. Apply online


Consumer Guide for buying and keeping health insurance
An Updated Consumer Guide to Buying and Keeping Health Insurance from the Health Policy Institute is available for download free of charge for all states and Washington D.C. Health insurance is controlled by state law and the laws vary in each state. These laws have been modified frequently with dozens of new provisions each year. As a result, the topic of buying and keeping health insurance can be a complicated topic. The Consumer Guide for Getting and Keeping Health Insurance in Colorado  was last updated in January, 2007. Copyright Georgetown University’s Health Policy Institute. Colorado Guide

Consumer Tips for buying insurance online
From the Colorado Department of Insurance

6 Tips for for buying individual health insurance
From ConsumerReports.org a non-profit organization that features ratings and recommendations on thousands of products and services

CoverColorado
CoverColorado is a non-profit entity created by the Colorado Legislature to provide medical insurance for eligible Colorado residents who, because of a pre-existing medical condition, are unable to get coverage from private insurers. (303) 863-1960 or toll-free 1-866-787-9129 (M-F 8am–5pm)

Child Health Plan Plus (CHP+)
Child Health Plan Plus (CHP+) is low-cost health insurance for Colorado's uninsured children and pregnant women. CHP+ is public health insurance for children and pregnant women who earn too much to qualify for Medicaid, but cannot afford private health insurance. (800) 359-1991 (Monday—Friday 8am to 6pm)

Centers of Medicare & Medicaid Services
Medicare is for people age 65 or older, people under age 65 with certain disabilities, and people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicaid is available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law.